Jumbo Loans

You think big. We loan jumbo.

About Jumbo Core Loans

Jumbo Core is our basic, fixed-rate Jumbo loan product. It’s perfect for clients looking for a loan amount that’s higher than Conventional limits. If your client has a high credit score, low debt-to-income ratio, and a sizable down payment, a Jumbo loan may be their best bet.

Does your client qualify for a Jumbo Core loan?

  • Loan amounts up to $1.5M
  • 15-, 20-, and 30-year terms
  • Fixed rates only
  • Credit scores as low as 680 may be accepted1
  • Purchase, rate/term, and cash-out refinance options available
  • Available for purchase, rate/term refinance, and cash-out refinance
  • May be used for primary residence, second home, or investment property2

 

About JumboX Loans

Got a client who wants a bigger loan than our Jumbo Core? Check out our JumboX offering! This option allows loan amounts as high as $3M and offers adjustable rates and interest-only ARMs. These loans are fully documented for income and assets and come in either 15- or 30-year terms. It doesn’t get much bigger than this!

Does your client qualify for a JumboX loan?

  • Loan amounts up to $3M
  • 15- and 30-year fixed-rate terms
  • Adjustable rates and interest-only ARMs available
  • Credit scores as low as 680 may be accepted1
  • Purchase, rate/term, and cash-out refinance options available
  • Available for purchase, rate/term refinance, and cash-out refinance
  • May be used for primary residence, second home, or investment property2


1Minimum credit score requires maximum LTV of 80% (20% down payment, 80% home equity). Guidelines are subject to change without notice.
2First-time home buyers are only eligible to use this loan type for a primary residence and must be the owner-occupant with a maximum LTV of 80%.

 

Looking for a specific product not listed above? Call today to find out more about our loan products.

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